Best Travel Credit Cards: Top Choices in 2024
Choosing the right travel credit card can make all the difference when it comes to managing family finances, and we’ve got five top picks for 2024 to suit different needs.
The head of a family has to deal with the most important thing: money. Whether they are a father or a mother, they have to meet the expenses on a day-to-day basis. And every family has a different way of sorting out finances. However, credit cards happen to be among the most accessible and easiest ways of managing the monthly dough. But there are a medley of credit cards out there and the truth is, no single card trumps all others in every situation. Depending on the needs, the right credit card keeps changing.
We’ve compiled a list of five best travel credit cards that work in a variety of situations. Take a look.
5 Travel Credit Cards To Go For In 2024
Capital One Venture X Rewards Credit Card
The perks of the Captial One Venture X credit card outweigh its annual fees. The offers that most of the other travel credit cards offer at $700 fees, the Venture X offers them at $395. The welcome bonus is 75,000 miles and the regular APR is 19.99% – 29.99%.
Let’s discuss the benefits. The Venture X card has the whole deal of travel transfer partners, premium advantages, and annual booking credit that is cheaper than most. An annual $300 is collected for Capital One Travel bookings along with 10,000 bonus miles. A Priority Pass lounge membership to Capital One lounges is also issued with a Global Entry or TSA PreCheck application fee. However, the redemption rates for rewards not concerned with travel are a little low with this card.
Chase Sapphire Preferred Card
If this is the first time someone’s applying for a travel credit card, we’d recommend the Chase Sapphire Preferred Card because of its simplicity. But Chase doesn’t sacrifice a host of benefits and transfer partners for this sake. In fact, this card has a great set of both international and domestic partners. The annual fee is $95, and it doesn’t get cheaper than this. The applicant receives 60,000 welcome bonus points and the regular APR varies between 21.49%-28.49%. The card also offers great travel protection.
However, the Chase Sapphire Preferred Card keeps up to $50 in statement credits. This can be used for purchasing services like hotel stays but they have to be booked through Chase Travel to make use of this fund. You can also pay through points with Chase Travel if transfers aren’t possible. The rate for transferring Ultimate Rewards to travel partners is 1:1, which is fantastic.
Chase Sapphire Reserve Credit Card
Chase Bank makes a second entry on our list with the Chase Sapphire Reserve credit card. The reason is that this card is truly flexible when it comes to ease of use and benefits. Granted that the annual fee of $550 is a little much, the advantages of the Chase Ultimate Rewards overshadow it all. This card features many partnerships with hotels and airlines, along with the aforementioned Chase Travel booking portal. The points can be transferred to many travel partners like United Airline MileagePlus, Southwest and World of Hyatt.
The travel protections of this card are something else. From trip cancellation and interruption insurance, and trip delay insurance to lost baggage and baggage delay insurance, there is not a part of travel that is not insured against. Not to mention, there is also a primary rental car insurance in place.
Capital One Venture Rewards Credit Card
The Capital One Venture Rewards credit card is as low maintenance as any travel reward card can go. The annual fee is a meager $95. If the Venture X seems a little too high-end, then perhaps this is the card to go for. The welcome bonus is 75,000 miles as well as a $250 credit and the regular APR is 19.99% – 29.99%.
The Venture Rewards have no foreign transaction fees and the flat-rate rewards are great. A credit of up to $100 every four years for TSA PreCheck or Global Entry can also be availed. However, if we are being honest, for a travel card, Venture Rewards doesn’t have many travel benefits or protections. But if you like Capital One Rewards and their redemption rewards but don’t want to pay too much, this is the card for you.
The Platinum Card from American Express
No travel credit card can beat the Platinum Card from American Express in terms of the range of airline travel partnerships. But first, we need to warn the audience that the annual fee is $695. Nevertheless, the cardholder will have access to the International Airline Program which is super useful in availing discounts on first and business-class seats for domestic or international travel on no less than 20 airlines. Add to this premium economy tickets for the holder and seven of their traveling companions.
Each year, cardholders can choose to deposit $200 towards airline incidental statement credits with a selected airline. Also, a similar amount can be deposited for credits for hotel bookings each year with American Express Travel. However, some benefits here are only available at intervals.
Those were our picks for the best travel credit cards in 2024. We’d like to reinforce once again that this is not a ranking of the credit cards as competitors. Rather, we’ve tried to present the cards that would work in a variety of different scenarios because the truth is that every family is a unique bundle of needs.
